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How does a home warranty work and what is it exactly?

Home warranty policies are offered by third party providers and cover items in a house for a specific period of time after the date of the sale (usually 1-2 years). Items that are covered typically include appliances and HVAC systems.There are extended coverage policies for items like pools and spas.

These policies usually run between $350-$420 in the St. Louis, MO metropolitan area. In today’s market many sellers are offering these policies to make their houses more attractive to potential buyers and to separate their properties from other houses for sale in their area.

If you are considering buying one for your house you need to find providers in your area and do some background checking on them.There are some places that often try to deny claims if there’s a question as to whether or not the item qualifies.

Contact your Hermann London agent to talk about specific Home Warranty companies, and to place your order.

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